Money Saving Tips. Maximize Savings on Everyday Items!

Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More

Top 10+ Ways to Jumpstart your New Year?s Finances!

Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More

Budgeting your Savings - Did You Let Your Piggy Bank Get Away?

I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More

Budget Planning - Its Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More

Save Money on your Clothing Budget. Tame the Closet Monster!

Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More

More Money? My Cup Runneth Over...But Im Still Thirsty

Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More

How to Draw a Personal Budget that Works

Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More

5 Ways to Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More

A Fresh Start for Family Finances in 2005

While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More

Money Matters: Strengthen Your Marriage by Putting Finances in Order

Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More

In The News:


Personal Finance: Deflating your debt
Dallas Morning News, TX - 20 hours ago
Like the Jensens, many consumers need to rethink their spending habits and return to the basics of building a strong foundation in their personal finances. ...

Wall Street Journal Blogs

The Wallet covers the latest personal finance and investing news ...
Wall Street Journal Blogs, NY - 1 hour ago
-HUD is doling out $4 billion in grants to help local communities deal with foreclosures. [MarketWatch] -Even with all the recent news about retirement ...

Chat transcript: Financial planners answer personal finance questions
Dallas Morning News, TX - 18 hours ago
Robert: Can I deduct utilities from my personal taxes on a second home that I also rent out for three months? Jean Keener: Hi, Robert. ...

Seattle Times

The week's top Personal Finance stories
MarketWatch - Oct 4, 2008
By MarketWatch In case you missed them, here are the top 10 Personal Finance stories from MarketWatch for the week of Sept. 29-Oct. 3: When The Reserve ...
An Ugly Market's Lessons for Investors Wall Street Journal
This week's Web Winners: Understanding money-market funds Press of Atlantic City
all 137 news articles

Personal Finance: Know how to value your investment portfolio
The Daily Advertiser, LA - 7 hours ago
Whether it is part of their retirement plan or part of their overall savings program, stocks play a large part in the financial situation of most people. ...

Washington Times

Money bus rolls in ways to get rich slowly
Washington Times, DC - 14 hours ago
The event Wednesday was a collaborative effort by groups including TD Ameritrade, Kiplinger's Personal Finance magazine, the National Association of ...

What Should I Be Doing With My 401K?
NPR - 4 hours ago
Knight Kiplinger, editor in chief of Kiplinger's Personal Finance magazine and the Kiplinger Newsletter, says people should ride out the bear market. ...

Mutual Funds & Personal Finance
Investor's Business Daily (subscription) - Oct 3, 2008
"A CD is a contract with the depositor," said Greg McBride, senior financial analyst at Bankrate.com. As a contract to pay you interest, a CD does not have ...

Personal Finance: Interview with writer Louis Barajas
Sacramento Bee,  USA - Oct 5, 2008
By Claudia Buck - cbuck@sacbee.com Almost 20 years ago, Louis Barajas did a U-turn, leaving a cushy job with a Newport Beach financial consulting company to ...

More Personal Finance Daily stories
MarketWatch - Oct 3, 2008
Any outfit without a fat cash reserve has to use lines of credit to finance operations. These overnight loans have become rare as hen's teeth these days, ...
personal finance - Google News
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Make or Break Your Retirement!

The Prudential has dubbed those who refuse to leave home... Read More

How to Choose the Right Bank for Your Online Business

You should thoroughly consider your business needs when selecting a... Read More

Budgeting -- The Critical Flaw That Causes Most Budgets to Fail

Budgeting. It's a word we're all familiar with. Everyone knows... Read More

Reduce College Debt with Scholarships

Six Scholarship judges were sitting around an oval table. Forms... Read More

Save On Food - Ten Tips

To save on food, be an opportunist. Buy what you... Read More

Identity Theft is a Major Problem: Whose Responsibility is It to Protect the Consumer?

We have heard a lot about consumers' personal information getting... Read More

Know Thy Finances

The first step to financial success lies in knowing your... Read More

Debt Management ? Watch Out for Bank Fees!

During the last twenty years, banks have offered a number... Read More

How You Feel Affects How You Shop & How Much You Spend

Have you ever stopped to think about how your "mood"... Read More

Im Broke, How Can I Afford...

I'm still amazed every time someone comes to me complaining... Read More

Learning the Basics of Handling Money

With prices increasing all the time, saving money can be... Read More

Introduction to Australian Superannuation

Australians, in general, constitute some of the worst savers in... Read More

Live Green; Save Green!

Have you seen the recent article on a new "green"... Read More

Avoiding A Nightmare On Renovation Street

You've decided you want a bigger, better and more desirable... Read More

Retirement Income Needs---Less Than You Think?

It is widely written that you need 75% of your... Read More

10 Quick And Cheap Ways To Cut Your Heating Bill

When you received an energy (heating) bill last winter, were... Read More

How To Free-Up 10% to 15% of Your Income

Would you be interested in freeing up 10% to 15%... Read More

Saving Dimes Can Go a Long Way

On the other hand, there are those people who are... Read More

Dramatically Improve Your Stock Trading Success

Get Access to Realistic profitable strategies & discover the mindset... Read More

Budgeting the Key to being Financially Stable

Single Mother's in need of Financial GuidanceBudgeting is key to... Read More

5 Steps to Healthy Spending Habits

Next to our physical health most of us are primarily... Read More

Personal Loans For Homeowners ? One Of The Numerous Rewards For Being A Homeowner

You no longer look at the pictures of homes cause... Read More

Budgets And Eating - Can They Co-Exist?

Whatever your reason for having a tight budget, the truth... Read More

Vesting and Your 401(k)

Do you have a 401(k) retirement account? Are you vested... Read More

First Checking Account ? When is it Time?

We all know that money doesn't grow on trees, but... Read More